The Business Leader’s
Uncommon Growth Playbook

The Business Leader’s
Uncommon Growth Playbook

How to grow in an ever-changing world? The Uncommon Growth Playbook for a New Era

There’s never been more risk to, or opportunity for growth than there is today. Today’s business leaders face a profound intersection of disruptive cultural, technological, political, and economic forces that can upend longstanding business models overnight. The traditional approach to growth and innovation that worked over the past 20 years has been upended as disruption is not just coming from new products, but new business models and cultural movements traveling at warp speed, entirely changing the rules of the game.

Our research confirms that this is not only possible amid this disruption but is already being proven. In our “Uncommon Growth in Uncommon Times” study, Prophet identified 179 S&P 500 companies that have delivered what we call Uncommon Growth. We characterize this as exceptional growth (averaging 2x their industry peers) that is sustainable (maintained over five or more years), and durable (persisting through disruption). These companies span industries, sizes, and stages. They aren’t outliers by luck. They’ve made deliberate choices that set them apart.

Through work with organizations around the world, we’ve defined five plays that enable leaders to attain Uncommon Growth. These five plays represent critical shifts in how leaders gather intelligence, frame their market, design their businesses, target customers, and build internal momentum. Together, they distinguish today’s uncommon growth leaders:

Shifting from discrete, periodic research, to always-on, agentic intelligence that informs faster, sharper decisions on an ongoing basis

Shifting from in-category focus to evaluating the frame of reference and identifying markets that don’t yet exist

Shifting from a product and service only focus to orchestrated platforms and AI native offerings that create and capture value across every point of engagement

Shifting from singular customers to understanding ecosystems and the customer coalitions that multiply value for everyone involved

Shifting from stated values on paper to a purpose-built culture that drives collective action and accelerates growth

This is not a linear formula. It’s a new and essential toolkit that leaders can tailor to their business model, organizational maturity, and industry, and each is designed to drive speed to understanding and impact, using both analysis and embedded AI.

Throughout this playbook, you’ll find examples, measurable impact and actions to move from ambition to outcome. Uncommon growth is not a theory. It’s the disciplined execution of the right moves, at the right moment, for your unique organization.

Today’s customers aren’t just changing faster—they’re living through a world that changes around them every day. New technologies, shifting expectations, cultural moments, and economic pressures continually reshape how people think, choose, and buy. For growth leaders, the challenge isn’t a lack of data. It’s developing a deep enough understanding of people to keep pace.

The companies that win won’t simply collect more data. They’ll have greater organizational empathy—the ability for every product manager, marketer, strategist, and executive to more deeply understand the people they serve and create experiences that feel genuinely relevant.

To drive uncommon growth, leaders must build empathy with their customers and treat customer intelligence as a live utility — not a periodic input. This requires a fundamental shift from discrete research to market sensing and customer intelligence, executed through three core actions:

Go deeper to understand people more

Organizations have access to richer sources of customer understanding than ever before—from first-party data to qualitative research and the broader economic, cultural, and social forces shaping people’s decisions. AI makes it possible to connect these signals into a more complete picture of customers, helping businesses move beyond knowing what people do to better understand why they do it—and anticipate what they may do next.

AI can extend trusted research methods across vastly larger populations and datasets, allowing organizations to validate ideas, uncover emerging trends, and identify opportunities with greater speed and confidence—without sacrificing rigor.

Expand insights across more people.
Put customer understanding into everyday decisions.

Insights create value only when they’re used. Instead of sitting in reports or dashboards, customer intelligence should be continuously available to the people making strategic, product, marketing, and commercial decisions. AI-powered insight agents can deliver relevant customer context at the moment decisions are made, enabling teams to act faster, with greater confidence and a stronger connection to customer needs.

Related Prophet Solution:

Always-On Customer Insights in Action: Uber

The organizations that close the gap between insights collection and access—evolving their organizations to deploy AI as a powerful enabler of human insights —will be the ones that define the next era of consumer intelligence. Move beyond just asking what your consumers need — and start asking why they did it, what they might do next, and what you should do about it right now.

The biggest future growth opportunities are unlikely to sit squarely within your current category; they’re forming at the edges of it, shaped by forces most companies haven’t yet acted on. Taking share from competitors, extending product lines, entering adjacent geographies: these moves still matter. But they are increasingly insufficient to deliver uncommon growth.

The reason is structural.

Consequently, the window for organizational survival is shrinking; the average lifespan of a company on the S&P 500 has dropped from 33 years in the 1960s to just 15 years today. The gap between short-term execution and long-term positioning is widening — and the companies pulling ahead are closing it deliberately.

The shift is from today’s category growth to future markets and entirely new frames of reference for the category you operate in: The imperative for future-forward growth leaders is to identify where disruption and emerging customer needs are opening entirely new markets and opportunities, and to capitalize on them with conviction. There are three critical components to understanding future markets and frames of reference that can also become an ongoing discipline within the organization:

5 drivers of change to identify future areas of demand: Social; Technology; Economic; Environmental; Political

Mapping the social, technological, economic, environmental, regulatory, and political forces reshaping your industry is critical, both to build an understanding of how it affects your category today and to explore emerging categories. Working deeply with subject matter experts enables growth leaders to understand the trends that define where demand is heading, not just where it sits today.

An initial analysis into forces at play and demand opportunities enables growth leaders to frame future markets to dive into, mapping the competitive dynamics and customer needs.

Framing attractive potential markets for growth based on your business realities enables leaders to align on a target destination for sustainable business growth. With a clear picture of the business you need to become, organizations can then work backward — progressing potential business growth models through stage gates of desirability, viability, and feasibility.

Future-back innovation strategies and thinking create real friction with boards and teams focused on near-term results. But the value isn’t in the scenarios themselves — it’s in the concrete strategic bets they open to chart a sustainable and robust path to growth.

Related Prophet Solution:

Future-Back Innovation Strategy in Action: NVIDIA

The question is not whether your category will be disrupted. It’s whether you’ll define what comes next — or arrive late to a future someone else built.

Here’s a question most growth strategies don’t ask: what happens after the sale? For the majority of businesses, the answer is surprisingly little. The product ships, the service is delivered, and the customer relationship goes quiet until the next transaction. That silence is one of the largest untapped growth assets in business today — and the companies compounding value fastest have figured out how to fill it.

They’re winning on the depth of the relationship they maintain while customers are actively using what they’ve bought. That relationship generates proprietary data, deepens customer engagement, and creates switching costs that a lower-priced competitor simply can’t replicate. The shift is from products and services to platforms — business models that let you observe, interact with, and add value for customers during the time between one purchase and the next.

You don’t need to be a technology company. You need to create the conditions under which your business stays connected to customers during what we call the User Journey. Execution follows a four-stage progression:

Build the ability to see what customers are actually doing with your product after the sale, which is the foundational data layer most traditional models completely lack.

Develop touchpoints, tools, or services that add real value during active use, deepening the customer relationship and generating behavioral signals you can learn from.

Use what the platform reveals to tailor and expand the value delivered to each customer over time, which will drive increasing satisfaction and share of wallet.

Let the richness of the platform experience and data-validated results become a powerful acquisition tool to draw new customers through demonstrated value, not just marketing.

The biggest friction will be organizational: most businesses are structured around product sales cycles, not ongoing engagement. A platform model requires investment in data infrastructure and continuous value delivery before the financial return is fully visible.

Related Prophet Solution:

Platform Business Model in Action: The New York Times

The New York Times evolved from a print newspaper into NYT, a multi-product digital platform — bundling news, cooking, games, audio, and sports into a single subscription. Digital-only subscription revenues grew by approximately 14% to $1.43 billion, with bundle and multi-product subscribers now representing approximately 51% of the digital base. The company didn’t grow by writing more articles — it grew by redesigning its relationship with readers across more of their daily lives.

The critical question isn’t “What new product can we launch?” It’s “How do we stay valuable to the customers we already have — and make that value visible to everyone we haven’t yet reached?”

Most growth strategies focus on two things: acquiring more customers and keeping the ones you have. Both matter enormously. But they share a blind spot that limits how much value your business can create and capture.

Every customer is surrounded by an ecosystem of influencers, from providers to creators, advisors, and communities, who shape their decisions before, during, and after the purchase. The companies building the strongest competitive positions today aren’t just serving customers. They’re connecting the parties around them into coalitions where everyone exchanges value, and where the business sits at the center.

This is the shift from customers to customer coalitions: moving beyond a one-way value exchange between company and buyer and instead facilitating a “better together” network where participants make each other more valuable. The result: lower acquisition costs, higher lifetime value, and stickiness that a marginally better product from a competitor can’t easily break.

Executing this shift requires focusing on three areas: 

Growth in a coalition isn’t about scale for scale’s sake — it’s about the right mix of participant types: users, providers, creators, sponsors, and influencers. Identify which personas fill gaps in the ecosystem and create a self-sustaining growth loop. Are the right providers balanced to customer demand in a given market?

Look beyond the direct value your company delivers and design for the lateral value members provide to one another. When you engage the same person in multiple ways — a user who also reviews, recommends, and advocates — you drive significantly higher spend and create differentiation competitors can’t replicate.

Move from transactional discounts to recognition systems that reward specific behaviors — quality, consistency, responsiveness — rather than just volume. This lets you capture premium needs at higher margins while remaining accessible at the entry level.

The friction here is real. Investing in peripheral ecosystem participants can feel indirect when teams are measured on near-term revenue. But the payoff is a self-reinforcing system that compounds over time.

Related Prophet Solution:

Customer Ecosystem Management in Action: Airbnb

The question isn’t just “How do we serve our customers better?” It’s “Who are the parties around our customers that make the experience better — and how do we bring them together?”


Every organization has written its values on a slide or poster. Very few have a culture that accelerates growth. The gap between what a company says it believes and how people inside it behave is where most growth strategies quietly die.

The failure is rarely due to a flawed strategy or insufficient funding. Instead, it is most often rooted in organizational and cultural resistance — the antibodies within an organization that reject the very changes leaders are trying to implement. You can invest in the sharpest strategy and the most advanced tools, but if the culture isn’t built to absorb and act on them, the organization will default to what it already knows.

The shift is from stated values to purpose-built culture: a culture deliberately designed to champion bold bets, move with speed, and sustain momentum long after the initial energy of a new initiative fades. This isn’t about writing better values statements. It’s about rewiring how the organization operates.

Organizational Ambition

Defining a compelling ambition for the organization aligning purpose, strategy and culture — enabled by the right behaviors

Leadership Enablement

Clarifying what is expected of leaders, providing them with the skills and tools to demonstrate change and build trust with their teams

Employee Ignition

Sparking employee interest, passion, and accountability by showing them what great looks like

Executional Excellence

Unlocking people and work through systemic change in service of delivery against strategic objectives

Three moves make this real:

Uncommon growth cannot be a top-down mandate. Empower people at every level to identify and act on opportunities — and to challenge legacy processes that slow the organization down. When growth ownership is distributed, the company becomes a network of sensors rather than a hierarchy waiting for direction.

Move beyond “permission to fail” toward active incentives to experiment. Reward the process of discovery, not just the outcome. If your performance reviews only recognize hitting quarterly targets on legacy products, the culture will never champion the new — no matter what the values slide says.

Shift from annual planning to rolling cycles that redirect resources toward what’s working in real time. Leaders must move from managing performance to evangelizing the behaviors that produced it.

The tension is real: protecting the core business while funding the future creates friction. Culture must provide the permission to reconsider your own business when the evidence points forward — and the resilience to sustain speed without burning people out.

Related Prophet Solution:

Organizational Culture as Competitive Advantage in Action: e.l.f. Beauty

You cannot program growth into a spreadsheet. You need a human-centered transformation model and a culture supportive of change, which can only come about through nurturing people — and cultivating the systems, skills, incentives, and norms that shape how they show up every day.


Building a Sustainable Business Growth Strategy

The journey to creating Uncommon Growth starts today.

Every growth move describes a shift that successful Uncommon Growth companies have already made — and that their competitors, in most cases, have not. The distance between those two groups is widening. Not because companies lack talent or capital, but because they’re still running plays designed for a world that no longer exists. None of these plays require you to rebuild your company from scratch, but each one requires you to challenge an assumption your organization has been operating on for years. The companies achieving uncommon growth aren’t waiting for perfect conditions. They’re building the capability to grow without them.

Prophet’s Uncommon Growth Playbook and practice areas are led by a multidisciplinary team of experienced growth leaders across strategy, insights, innovation, experience, and AI solutions—all with an eye on speed to impact.

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Why Reassurance Matters More Than Status in Today’s Premium and Luxury Market 

Seven insights from our latest Consumer Generation research.

Luxury in Germany is becoming less about dreaming big and more about feeling safe. After years of economic instability, global conflict, and social strain, German consumers are recalibrating what “luxury” really means.

These insights come from Prophet’s latest Consumer Generation Premium and Luxury Study, based on a survey of 1,000 German consumers spanning Gen Z through Baby Boomers. First launched in 2018 and now conducted for the fifth time, the research explores shared patterns and generational differences across values, luxury perceptions, brand and product expectations, buyer journeys, purchasing behavior (including AI), and, of course, the implications for business.

Since we began studying this market, the shift has become unmistakable. What once centered on material ambition has steadily given way, across generations, to a desire for reassurance. In 2026, stability now outweighs status and upward mobility, with financial independence, relationships, and health defining what premium truly means.

One explanation is that in an era of heightened uncertainty, consumers are retreating toward what they can physically own, control, and secure.

According to Jörg Meurer, Partner at Prophet, “The current data is heavily influenced by a “poly-crisis” environment, including economic uncertainty, global conflict and political instability. These macro-factors are now directly reflected in consumer sentiment and core values.”

Preview the highlights.

This shift is most visible among Millennials. Once seen as the generation driving cultural and economic change, they now show broad fatigue. Nearly every value and life priority dimension has weakened, suggesting mounting pressure, overload, and disillusionment rather than confidence or momentum.

Gen Z shows a different but equally telling shift, stepping back from activism and traditional success. While their core idealism remains intact, many feel caught between strong values and a growing sense of powerlessness to effect real change in an increasingly volatile world. Instead, more are turning inward, placing greater emphasis on personal meaning and belief systems, including religion. This signals a move from trying to change the world to trying to understand it.

Baby Boomers, by contrast, remain the most stable cohort. They continue to value heritage brands, high‑end service, and familiar luxury codes, while maintaining relatively strong environmental and sustainability beliefs. In a volatile environment, they are the segment most anchored in continuity.

While luxury brands still attract consumers, loyalty is weakening. Across generations, brands remain important reference points, yet only Baby Boomers stay truly loyal. Buyers are more selective and cautious: quality, durability, functionality, design, and great service still matter, but expectations are lower than in the past.

At the same time, premium customers are questioning price markups for image and emotion, becoming more price‑sensitive. Interestingly, visible logos and statement luxury are making a comeback, with fewer purchases being made, but each one obviously carrying more symbolic weight.

According to Meurer, “As expected, AI is transforming every stage of the luxury buying journey and is not just a “youth play” but also widely adopted by older generations, such as the growing willingness across all generations to let AI agents make purchasing decisions.”

For brands at the premium end of the market, there are profound implications with regard to brand management and their go-to-market strategy.

  1. Reassurance beats aspiration: Consumers aren’t looking to be dazzled. They want brands they can trust, that feel stable, clear, and genuinely useful.
  2. No one‑size‑fits‑all consumer: Growth requires sharper segmentation: Gen Z seeks purpose and agency, Millennials want convenience and relief, and Boomers value recognition and reliability.
  3. Brands must prove relevance, not just heritage: Brand equity still matters, but history alone doesn’t sell. Luxury brands must turn their promise into clear performance, problem‑solving, and everyday relevance.
  4. Practical value defines modern luxury: Convenience, wellbeing, and service now drive premium appeal. Saving time, reducing complexity, and delivering comfort through high‑touch (often AI‑enabled) service increasingly shape buying decisions.
  5. Technology must be useful and credible: Consumers expect tech to solve real problems, not just impress with innovation.
  6. Convenience is the new luxury – wellbeing is the business: Convenience-led products and services that save time and reduce complexity, while enhancing physical and emotional wellbeing, are becoming the defining expression of luxury for a new generation of consumers.
  7. The same logic applies to employer brands: In a climate of crisis fatigue, employer attractiveness is increasingly defined by stability, purpose, development opportunities, and psychological safety. Reassurance a core value proposition not only for customers, but for talent as well.

Luxury is entering a reassurance era, where trust, usefulness, and stability matter more than spectacle or status. Brands that adapt to this shift, across generations, channels, and technologies, will be best positioned to stay relevant in uncertain times.


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Premium, Lifestyle, Luxury: Holding Ground in a Polycrisis

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2025 Environmental Impact Report

Environmental responsibility demands more than ambition—it requires clarity, discipline, and action.

As expectations rise, many organizations grapple with balancing meaningful progress and operational realities. At Prophet, we believe true impact comes from focusing on what’s measurable and achievable.

Our 2025 Environmental Impact Report marks a pivotal step in our climate journey. By conducting a comprehensive greenhouse gas inventory across scopes 1, 2, and 3, we’ve established a transparent baseline. With improved data quality and alignment to global frameworks like CDP and EcoVadis, we’re building a foundation for long-term accountability.

The data reveals where our impact is most concentrated: people-driven activities such as travel and purchased goods and services. These insights are shaping how we integrate environmental considerations into our daily operations, client work, and community engagement. This report reflects where we stand today and how we’re preparing for the work ahead—with purpose, precision, and progress at the core.

The AI-Powered Consumer: Why Use Is Surging While Sentiment Slides

The AI-Powered Consumer: Why Use Is Surging While Sentiment Slides

Prophet’s latest AI-Powered Consumer Study, based on roughly 2,000 consumers in China, Germany, Singapore, U.K. and the U.S., reveals just how mainstream this technology has become and AI’s growing influence in everyday life as consumers’ deep and personal advisors. 

Yet, as usage surges, new questions and complexities are emerging. Our new research reveals we’ve arrived at a fascinating moment: While consumers are embracing AI’s capabilities, they are also seeking greater trust, value and human connection from these innovations. This signals a landscape of enormous possibility, where the real challenge is harnessing AI to deliver both breakthrough utility and experiences that truly resonate.

What We Learned:


AI usage is exploding in ways nobody predicted.

About 73% of consumers are now using GenAI, up from 45% in 2024. And they are not just using it for search but for tasks like uploading medical records for health advice or simulating future versions of themselves to predict how their purchase decisions will affect them over time. More than half view autonomous agents taking action on their behalf (e.g., making smart purchases) as genuinely helpful.


But at the same time, enthusiasm is falling.

Despite growing use, overall excitement about GenAI has declined. As AI becomes part of daily life, consumers fear a loss of the human experience, with the majority of consumers anxious about losing human connection and concerned about AI driving decision-making that requires human judgment.


The next frontier is already becoming visible.

Consumers want AI that understands them deeply and simply works in the background on their behalf – proactive, ambient and emotionally intelligent. Two-thirds want AI that anticipates their needs without being asked. The era of prompt engineering has given way to something more intuitive and human-like, and we already see the major AI platforms innovating in this area.

AI agents will soon know your consumers on a deep and personal level, naturally embedded into their daily lives as key advisors and decision-makers. Today’s businesses need to win with both consumers and their agents to drive growth and create experiences that deliver both indispensable utility and emotional connection. 

AI use is more personal and sophisticated than many expected, and people are increasingly willing to share deeper, more personal data when the value is clear. This shift challenges brands to keep pace as consumers turn to AI for meaningful, data-driven experiences that go beyond the traditional engagement models most brands are currently delivering. 

When it comes to agentic AI – the systems that take autonomous action on a consumer’s behalf – consumer appetite is real, with 54% of people already viewing these agents as helpful. Here are the top five use cases consumers want, reflecting the demand for agentic AI, particularly in the commerce space. 

Top 5 Agentic Use Cases Consumers Want

“I can’t imagine using a search engine again. AI seems to anticipate what I want and need”

“I can’t imagine using a search engine again. AI seems to anticipate what I want and need.”

Brands face a real threat. The risk of disintermediation is rising, with AI agents increasingly positioned to own more of the consumer relationship and make decisions on their behalf. The landscape continues to evolve rapidly—for example, OpenAI recently pivoted to scale back native in-app purchasing, while Google continues to invest in new agentic features (e.g., DoorDash delivery through Gemini). But through this rapid change, one thing is clear: Agentic use cases such as those above present clear potential to deliver value to consumers, and therefore likely where we can expect to see innovation continue to shift.   

As AI becomes woven into daily life, businesses must design for both humans and AI agents —integrating seamlessly within consumers’ evolving agentic ecosystems. To unlock competitive advantage, leaders also need to innovate their own AI-driven businesses and experiences. Through these evolutions, success depends on evolving operating models that actively manage and empower both human and AI agents. Winning organizations will proactively upskill talent, adapt business processes, and embed dynamic human–AI collaboration at the core. 

What This Means for Marketers and Business Leaders

Design for humans and their agents. As AI agents take a greater hold in consumers’ lives, the potential impact on direct-to-consumer engagement is enormous. With consumers continuing to rely on and delegate to AI agents, who may be getting to know them on a deep and personal level, brands need to reimagine how they will attract, engage, and win with both consumers and their agents.  

Own the agent, own the relationship. Brands also need to decide where to offer their own agents to consumers, providing a critical advantage in driving full-journey engagement and data capture. 

Prioritize AI change management and shifts in operating model. Building and/or integrating with AI agents for real consumer value requires a significant organizational shift, actively rethinking roles, capabilities, and ways of working around human/AI collaboration models. 

The imperative for brands is to deliver distinctive value that meets consumers’ aspirational use cases, or risk losing direct access to their audiences. The brands and platforms able to create genuine, scalable value for consumers — and the agents acting on their behalf — will shape the next era of growth. 

But what do businesses need to do to actually deliver that distinctive value? We explore this question in the next section by examining a key tension for consumers as this technology permeates daily life. 

A Paradox Emerges – Usage Is Growing, While Enthusiasm Declines

28%


Average increase in adoption of AI use cases along the consumer journey

30%


Fewer consumers believe GenAl will be so integrated into their lives that they’ll rely on GenAl for most decisions

Here is the tension at the heart of this research: consumers are using AI more than ever, but they’re feeling less good about where it’s all heading.  

Overall excitement about GenAI has dropped approximately 7% since our previous 2024 study. More significantly, the belief that GenAI will become so integrated into daily life that consumers will rely on it for most decisions has fallen by a striking 30%, signaling a meaningful shift in consumer psychology.   

This trend signals that GenAI has entered what Gartner calls the “trough of disillusionment,” the natural dip in enthusiasm that follows inflated expectations in any technology cycle. But with AI, there’s a specific emotional driver that makes this moment distinct: people feel anxiety over the impact that AI might have on humanity and fear the loss of the human experience.

71% of consumers are concerned about inaccurate information from AI driving decision-making; 
63% of consumers are worried that over-reliance on AI could cause a loss of human skills; 
61% of consumers are anxious about losing human connection

71% of consumers are concerned about inaccurate information from AI driving decision-making; 
63% of consumers are worried that over-reliance on AI could cause a loss of human skills; 
61% of consumers are anxious about losing human connection

“I use AI to help me track and set alerts on price shifts – but I do wonder if I’m now losing out on actually enjoying the experience of shopping. It’s also a fear of losing the ability to be spontaneous, without a screen telling me the best time to click buy. I don’t want to reach a point where I can’t make a simple decision without asking the app first.

– Singapore, Gen-Z

Three connected themes came through strongest:

That’s slightly more appealing than purely price-driven agent decisions (60%). Among heavy AI users, 47% already envision GenAI providing emotional support and companionship “similar to a trusted friend.” People want to feel understood.

That’s slightly more appealing than purely price-driven agent decisions (60%). Among heavy AI users, 47% already envision GenAI providing emotional support and companionship “similar to a trusted friend.” People want to feel understood.

The prompt-response model that defines most of today’s GenAI interactions is already feeling outdated to consumers who’ve experienced more fluid, intuitive systems, mirroring what’s happening in enterprise AI. Consumers don’t want to become prompt engineers. They want AI that already knows what they need.

“If a flight to Singapore I have to go see my daughter gets cancelled, I don’t just want a list of flight numbers. I need AI to help understand the stress of that moment and prioritize the flight that is going to keep me most comfortable vs. just picking the fastest or cheapest option.”
–Boomer, Germany

“I’d love my home assistant to know when I’ve had a day of back-to-back meetings, and help handle the mental load I feel. It could help order groceries or send a quick update to my wife. Maybe it could shift my environment – news summarized on the kitchen hub – drop me into the PM headspace so I can be present with the family when I’m off the clock.” 
–Millennial, U.S.

Together, these signals point to an AI future that’s less about answering questions and more about living alongside consumers — emotionally attuned, context-aware, and proactively useful. It’s these capabilities that can both help make AI more useful to consumers and bridge the critical sentiment gap we’re currently observing.

What This Means for Marketers and Business Leaders

Build your innovation roadmap around emotionally intelligent, ambient, prompt-less AI. The brands that anchor their next 12 to 24 months of AI development and partnership on these three themes will be the ones that lead the market in closing the sentiment gap and driving sustained growth.

Prepare for a world without prompts. If your AI strategy still centers on getting consumers to interact with a chatbot or type queries into a search bar, you are designing for the previous wave. The architecture of consumer AI is shifting toward systems that observe, infer and act. Start preparing your data structures, content and consumer touchpoints for that reality now.

Wrap-Up: Top Five Things to Do Right Now

AI is a moving target. But with so much at stake, growth-focused leaders can’t afford to wait and see. We recommend prioritizing:


Re-architect consumer journeys for human and agent ecosystems. 

Establish your brand’s role and how it will create value within consumers’ evolving ecosystems of communities, creators, and agents. Map every touchpoint and ask: how does this work when the “consumer” is an AI agent acting on someone’s behalf? Where does humanity need to be elevated?


Innovate AI-enabled businesses, offers and experiences that resolve consumers’ core tensions. 

Businesses that own the agents will have a structural advantage in maintaining consumer relationships, driving full-journey engagement, and capturing data. Decide where those opportunities exist for you and innovate value propositions that deliver technical utility and emotional connection.


Drive organizational change toward AI-human collaboration. 

New capabilities, roles, ways of working and culture will be required to manage emotionally intelligent agentic ecosystems at the speed and scale the market demands. Engaging the best talent in an increasingly automated environment requires a new approach. Driving organizational change should happen as soon as possible, while your strategy is being set. 


Operationalize your brand to be discoverable and resonant with AI agents and the human trust signals they rely on.

Audit your content, data, and trust signals for LLM performance. Is your content answer-driven? Are you in the conversation with communities and creators? Evolve your owned assets and influence the external signals LLMs rely on. 


Move from periodic to always-on consumer emotional intelligence. 

AI agents act on real-time signals and are getting to know your consumers on the deepest level  — your brand should too. Make consumer intelligence a continuous input to cross-functional decision-making and blend primary research with AI-enabled tools to create a new way of doing business. 

Wrap-Up: Top Five Things to Do Right Now

AI is a moving target. But with so much at stake, growth-focused leaders can’t afford to wait and see. We recommend prioritizing:


Re-architect consumer journeys for human and agent ecosystems. Establish your brand’s role and how it will create value within consumers’ evolving ecosystems of communities, creators, and agents. Map every touchpoint and ask: how does this work when the “consumer” is an AI agent acting on someone’s behalf? Where does humanity need to be elevated?


Operationalize your brand to be discoverable and resonant with AI agents and the human trust signals they rely on. Audit your content, data, and trust signals for LLM performance. Is your content answer-driven? Are you in the conversation with communities and creators? Evolve your owned assets and influence the external signals LLMs rely on. 


Innovate AI-enabled businesses, offers and experiences that resolve consumers’ core tensions. Businesses that own the agents will have a structural advantage in maintaining consumer relationships, driving full-journey engagement, and capturing data. Decide where those opportunities exist for you and innovate value propositions that deliver technical utility and emotional connection.


Move from periodic to always-on consumer emotional intelligence. AI agents act on real-time signals and are getting to know your consumers on the deepest level  — your brand should too. Make consumer intelligence a continuous input to cross-functional decision-making and blend primary research with AI-enabled tools to create a new way of doing business. 


Drive organizational change toward AI-human collaboration. New capabilities, roles, ways of working and culture will be required to manage emotionally intelligent agentic ecosystems at the speed and scale the market demands. Engaging the best talent in an increasingly automated environment requires a new approach. Driving organizational change should happen as soon as possible, while your strategy is being set. 

AI agents will soon know your consumers on a deep and personal level, embedded into daily life as advisors and decision-makers. A central question for every growth leader right now is how to win with both consumers and the agents acting on their behalf.

The data is clear: consumers are ready. They are using AI in ways we didn’t anticipate, and they are hungry for AI that goes further. But they are also anxious. They don’t want to lose the human connection that enriches their experiences and makes their relationships meaningful.

The brands that close that gap—evolving their organizations to deploy AI as a powerful enabler of experiences that are both highly useful and emotionally resonant—will be the ones that define the next era of consumer relationships.

Ready to understand what this means specifically for your business? Prophet’s team of growth strategy, consumer experience, and AI experts can help you translate these insights into a clear path forward and action. 

Contact us to start the conversation, or explore our AI and growth solutions to learn more.

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Authors

Online Quantitative Survey

Participants N=2015 people aged 18 who used at least one AI tool in the past 6 months for personal/consumer reasons 

Fieldwork dates: Jan 2026 – Feb 2026

Markets: China, Germany, Singapore, United States, United Kingdom 

Our study included a representative sample of the general population for each country, across a wide range of AI usage and familiarity. 

Survey samples are nationally representative in each country.   

The focus of the research was unpacking consumer attitudes, behaviors, and future aspirations for generative and agentic AI.  

REPORT

The Agentic AI Story of Value:
Transforming Digital Utility into Growth in Banking and Wealth Management

The narrative across banking and wealth management is shifting from “what do we cut?” to “what can we build?” That shift matters to brand, marketing, and experience leaders. Agentic AI is rewriting the rules for how banks and wealth managers deliver value to clients. 

In our latest research, we surveyed 1,800 banking and wealth management individual and business clients in North America to explore the following questions: 

  1. What are the prevailing models for integrating Agentic AI into a story of value? 
  2.  What drives clients to action when adopting Agentic AI? 
  3. What are the client segment considerations in positioning Agentic AI? 
  4. Which brands are most likely to experience a positive lift in reputation from Agentic AI? 
  5. What are the imperatives for Brand, Marketing and Experience Leaders? 

The findings are clear — Agentic AI isn’t just a technology layer; it’s also a brand experience decision. As new agent-centric products and services take on more visible, autonomous roles, they must be introduced with care, clarity, and emotional intelligence. 

Special thanks to contributors: Priyanka Bhagat, Rathi Ganesan, and Alan Worley

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The Agentic AI Story of Value: Transforming Digital Utility into Growth in Banking and Wealth Management

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The Modern Marketer’s Growth Playbook

Growth is harder to earn. Trust is easier to lose. AI is reshaping the game. Secure your early access for a chapter-by-chapter blueprint to navigating the new rules of marketing.

The Modern Marketer’s Growth Playbook

Growth is harder to earn. Trust is easier to lose. AI is reshaping the game. Secure your early access for a chapter-by-chapter blueprint to navigating the new rules of marketing.

Marketing is undergoing its most consequential reset in decades. At a moment when the old assumptions no longer hold, leaders are being asked to deliver against three hard things at once:

  • Deliver growth with fewer resources, and do it faster 
  • Build brands in an era of compression, where attention and trust are fragile 
  • Respond to an AI change mandate, experimenting while still delivering at scale

These forces accelerate each other and demand a fresh, system-level approach. And so, we believe a new playbook is needed. The Modern Marketer’s Growth Playbook is a chapter-by-chapter guide to help marketers deliver growth, protect your brand, and harness AI with confidence. 

If marketing must earn its keep in a high-pressure environment, this is your blueprint for what comes next.

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The Modern Marketer’s Growth Playbook

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Growth and Transformation: The CMO Paradox

Growth and Transformation: The CMO Paradox

Algorithm-Curated Culture 

03

The Ever-Collapsing Funnel 

04

AI is Changing the Game 

05

Brand and Performance: Escaping the Short-Term Doom Loop 

The brands that will lead are those that act now to future-proof their marketing engines by embedding AI with intent, uniting brand and performance, and investing in creativity that converts.  

Algorithm-Curated Culture 

03

The Ever-Collapsing Funnel 

04

AI is Changing the Game 

05

Brand and Performance: Escaping the Short-Term Doom Loop 

The brands that will lead are those that act now to future-proof their marketing engines by embedding AI with intent, uniting brand and performance, and investing in creativity that converts.  

What Comes Next?
Building the Reboot. 

What Comes Next? Building the Reboot. 

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Growth and Transformation: The CMO Paradox

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2025 Prophet Impact Report 

Celebrating Five Years of Purpose-Led Growth 

2025 Prophet Impact Report 

Celebrating Five Years of Purpose-Led Growth 

28K+

hours donated


44+

projects completed across 34+ nonprofits


$73.5K

raised and donated through firm-wide initiatives


11K

volunteer hours given to communities worldwide

“Our 1% commitment is one of the most powerful ways we bring our purpose to life – creating meaningful impact for nonprofits and deep connection for our people.”

Michael Dunn, CEO and Chairman







Meet the Team

The Prophet Impact programs are powered by our people; strategists, designers, marketers, and consultants who bring our purpose to life every day.

REPORT AUTHORS:

Carmel Lee
Senior Associate

Sonia Molenda
Culture and Engagement Manager

Monica Mussack
Engagement Manager

PROGRAM LEADERSHIP AND EXCO SPONSORS:

Michael Dunn
CEO and Chairman

Alix Hahn
Chief People Officer

Amy Silverstein
Chief Financial Officer

PROPHET IMPACT CONSULTING LEADS:

Monica Mussack
Engagement Manager

Bracken Woolley
Engagement Manager

Francesca Pietrantonio
Engagement Manager

PROPHET IMPACT LEAD:

Acknowledgments

A special thank you for the following individuals and their collective efforts to create this report: Minh Nguyen and Vansuka Chindavijak for design. Mary Kovacs for content support. Dency Cheng for supporting our client cases. There are many others (too many to name individually) but a heartfelt thank you to everyone who has helped in their own way, big and small, to grow our program from the ground up. 

Be Part of What’s Next

Our next five years are about scaling what works, expanding partnerships, empowering more Propheteers, and harnessing new tools like AI to accelerate impact. 

Join us. Nominate a nonprofit. Partner with us for change.

Human-Centered AI: Culture as the Catalyst
for AI-enabled Growth

Four Key Levers of
Human-Centered AI

DNA: Aligning AI with Purpose and Values.
Organizational DNA defines purpose and anchors strategy. When AI is aligned with core values, it gains direction, momentum—and staying power. 

Mind: Scale Skills for What’s Next.
AI demands new capabilities across the workforce. Equip employees with the skills and mindsets needed to adapt, grow and lead through change. 

Body: Redesign How Work Gets Done.
AI is reshaping roles, systems and workflows. To scale transformation, organizations must rethink how work happens and make agility the norm. 

Soul: Deepen Human Connection.
By removing routine tasks, AI allows employees to focus on meaning, creativity and connection. The result: stronger engagement and purpose-driven work.

The Future is Human-Centered AI

It’s time to move beyond fragmented experimentation and toward intentional transformation. 

AI isn’t just about automation—it’s about reimagining how people work, connect and grow. 

When embedded across the DNA, Mind, Body and Soul of an organization, AI becomes more than a tool. It becomes a catalyst for purpose-driven growth, empowered talent and lasting cultural change. 

The Future is Human-Centered AI

It’s time to move beyond fragmented experimentation and toward intentional transformation. 

AI isn’t just about automation—it’s about reimagining how people work, connect and grow. 

When embedded across the DNA, Mind, Body and Soul of an organization, AI becomes more than a tool. It becomes a catalyst for purpose-driven growth, empowered talent and lasting cultural change. 

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Human-Centered AI: Culture as the Catalyst for AI-enabled Growth

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REPORT

Designing Experiences for the Next Frontier in Commercial Banking 

Why traditional models are breaking—and how banks can thrive in a world of platforms, data and perpetual change.

This is part 2 in a 3-part series on driving relevance and growth in commercial banking. 

For more on the challenges facing commercial banks, read Part 1: Bridging Brand and Demand: How to Unlock Competitive Advantage in Commercial Banking. 

Commercial Banking is at a Tipping Point 

Client expectations are rising faster than most banks can keep up. In a world of shrinking margins and nonstop disruption, fast transactions and solid service aren’t enough. 

Today’s commercial clients want real-time visibility, personalized digital experiences, and strategic partnership—and they’re measuring you against top B2C experiences. 

It’s no longer about incremental improvements. The banks that thrive will be those that reimagine how they deliver value at every touchpoint. 

Five New Realities Reshaping the Commercial Banking Experience 

  1. Boundaryless Banking – Platforms, ecosystems and partnerships are rewriting the rules of engagement. 
  2. AI is the New Infrastructure – Intelligent systems are now core to personalized service, risk analysis and growth. 
  3. The End of Back-Office Onboarding – Client onboarding must be seamless, digital and immediate. 
  4. Research Is a Blind Spot – Commercial insights must go beyond surface-level segmentation. 
  5. Exponential Risk – New threats demand faster, more transparent responses—and stronger client trust.

Read this report to learn what leading commercial banks are doing differently and the three key principles they are adopting to stay relevant. If your bank is serious about relevance, growth and differentiation in a platform-driven world, this report is your roadmap. 

Download the full report to explore the five new realities and how to lead with experience. 

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Designing Experiences for the Next Frontier in Commercial Banking 

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Unlocking the Power of Culture for Your Business

A guide to creating cultures that energize employees and unlock uncommon growth.

Breaking the Myths Around Culture Change

Culture change doesn’t have to be daunting
A strategic, people-centered approach can make it intuitive, engaging and even fun.

The power of focus
Instead of overhauling everything, the most effective culture shifts involve amplifying what already makes an organization unique.

The right time is now
Waiting for the ‘perfect moment’ to address culture is a costly mistake; the best companies integrate culture into their ongoing strategic imperatives.

Lessons from the Frontlines: What Works & What Fails 

Don’t make culture an ‘HR thing’
True cultural shifts must be embedded into business strategy and operations.

Leaders must lead
Executive teams play a critical role in setting the tone and modeling desired behaviors.

Follow the love
Culture thrives when employees are inspired, engaged, and empowered to be active participants in shaping their work environment.

Download Report
Making Culture Pop: Unlocking the Power of Culture for Your Business

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RESEARCH

The Multiplier Effect: A CMO’s Guide to Brand-Building in the Performance Era

Research from WARC, Prophet, Bera.ai, System1 and Analytic Partners reveals how advertisers are missing significant revenue-generating opportunities.

We are excited to introduce a new WARC research report, “The Multiplier Effect: A CMO’s Guide to Brand-Building in the Performance Era” that Prophet contributed to in partnership with experts from Analytic Partners, BERA.ai and System1. The report is based on data and insights from this first-of-its kind coalition to highlight why it’s critical to get balance between brand and performance marketing investment right – or risk leaving revenue-generating opportunities on the table. Download a free copy today.  

Infused with data and insights from our report “Brand and Demand: Marketing’s Greatest Love Story” this research explores the gap in how companies approach advertising: the silos between brand and performance across creative, media, budgeting and measurement. 

Through our data and analysis, we found that the strongest returns from advertising investment come from using brand equity as an accelerant for commercial performance. By fully integrating this investment in brand equity with performance tactics, you can unlock growth and maximize the return on your spend. 

Read this report if you are a marketing or business leader looking to build brand equity and turn your performance marketing into a high-impact growth driver.  

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FINAL THOUGHTS

Today’s marketers are under increasing pressure to deliver measurable value from their investments. We empower CMOs to build marketing organizations that not only meet these demands but also drive uncommon growth. Get in touch with our team for help developing holistic marketing strategies that integrate sustained brand and demand investment to create and deliver value.  

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